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167 Lakeshore Rd W, Mississauga

Letter for your insurer or broker

Print this page or save it as a PDF and give it to your insurer or broker. It shows the property's heritage status with its source, and what that status does and doesn't require after a loss. Fill in the building details by hand.

Read the insurance guide

October 13, 2026

To my insurer or broker,

Re: heritage status of 167 Lakeshore Rd W, Mississauga, Ontario

Status

According to the City of Mississauga — Heritage Register (as of October 6, 2026), this property is designated under Part V (heritage conservation district) of the Ontario Heritage Act, by-law 109-2018. Source: https://www.mississauga.ca/services-and-programs/planning-and-development/heritage-planning/

What this status requires

The property is in a heritage conservation district. Alterations, demolition and new construction there need a heritage permit and are guided by the district plan. The Province states that “Insurance premiums should not go up because of a heritage designation.” For how the district plan treats rebuilding after a loss, please ask the municipality (contact below).

The building

Details insurers ask about for older buildings (filled in by the owner):

  • Electrical service (60-amp or 100-amp and up) and wiring type: knob-and-tube or aluminum wiring is a common reason for refusal:
  • Plumbing: galvanized steel pipes corrode from the inside:
  • Heating: oil tank age (over 25 years is a concern) and any wood stove (WETT inspection):
  • Roof age and condition (over 20 years raises the risk of leaks):
  • Recent upgrades, with dates, receipts and photos:

Heritage contact at the municipality

Heritage Planning, City of Mississauga, heritage.planning@mississauga.ca. https://www.mississauga.ca/services-and-programs/building-and-renovating/heritage-properties/what-is-a-heritage-property/

Owner:

Sources: Government of Ontario, Heritage properties and insurance (updated April 10, 2026), https://www.ontario.ca/page/heritage-properties-and-insurance. Community Heritage Ontario, ARA and University of Waterloo, Residential Property Insurance and Heritage Designation Study (June 2026). Status from The Patina Record (https://thepatinarecord.ca/property/38d2f83c-2042-45a4-8b7a-2e7c4d593858/167-lakeshore-rd-w-mississauga), which shows each municipal register with its source and date. Not legal advice; the municipality's register is the official record.