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247 Main St N, Brampton

Letter for your insurer or broker

Print this page or save it as a PDF and give it to your insurer or broker. It shows the property's heritage status with its source, and what that status does and doesn't require after a loss. Fill in the building details by hand.

Read the insurance guide

October 13, 2026

To my insurer or broker,

Re: heritage status of 247 Main St N, Brampton, Ontario

Status

According to the City of Brampton — Heritage Points (as of September 21, 2026), this property is designated of the Ontario Heritage Act. It is recorded as JUSTIN HOUSE. Source: https://www.arcgis.com/home/item.html?id=6a4c6f9af0104e12941d67251e20ab8b

What this status requires

Designation protects the heritage attributes described in the designating by-law. Alterations that affect those attributes need a heritage permit from the municipality, and demolition needs council's consent.

It does not require the owner to rebuild a replica after a loss. In the Province's words: “The designation by-law does not require the owner to replicate any lost heritage attributes. A replacement building can be of a different design.” and “Insurance premiums should not go up because of a heritage designation.”

The building

Details insurers ask about for older buildings (filled in by the owner):

  • Electrical service (60-amp or 100-amp and up) and wiring type: knob-and-tube or aluminum wiring is a common reason for refusal:
  • Plumbing: galvanized steel pipes corrode from the inside:
  • Heating: oil tank age (over 25 years is a concern) and any wood stove (WETT inspection):
  • Roof age and condition (over 20 years raises the risk of leaks):
  • Recent upgrades, with dates, receipts and photos:

Heritage contact at the municipality

Heritage, City of Brampton, heritage@brampton.ca. https://www.brampton.ca/EN/Arts-Culture-Tourism/Cultural-Heritage/pages/contact%20us.aspx

Owner:

Sources: Government of Ontario, Heritage properties and insurance (updated April 10, 2026), https://www.ontario.ca/page/heritage-properties-and-insurance. Community Heritage Ontario, ARA and University of Waterloo, Residential Property Insurance and Heritage Designation Study (June 2026). Status from The Patina Record (https://thepatinarecord.ca/property/b0c8636b-ea2a-4fda-9e83-603bfd6b16be/247-main-st-n-brampton), which shows each municipal register with its source and date. Not legal advice; the municipality's register is the official record.