230 Queen St E, Toronto

Letter for your insurer or broker

Print this page or save it as a PDF and give it to your insurer or broker. It shows the property's heritage status with its source, and what that status does and doesn't require after a loss. Fill in the building details by hand.

Read the insurance guide

October 13, 2026

To my insurer or broker,

Re: heritage status of 230 Queen St E, Toronto, Ontario

Status

According to the City of Toronto — Heritage Register (as of September 1, 2026), this property is listed of the Ontario Heritage Act. Source: https://open.toronto.ca/dataset/heritage-register/

What this status requires

Listing (inclusion on the municipal register without designation) places no requirements on repairs or rebuilding. It only requires the owner to give council 60 days' written notice before demolishing or removing a building. Under the Ontario Heritage Act as amended in 2022 and 2024, listed properties without a notice of intention to designate come off municipal registers on January 1, 2027.

The building

Details insurers ask about for older buildings (filled in by the owner):

  • Electrical service (60-amp or 100-amp and up) and wiring type: knob-and-tube or aluminum wiring is a common reason for refusal:
  • Plumbing: galvanized steel pipes corrode from the inside:
  • Heating: oil tank age (over 25 years is a concern) and any wood stove (WETT inspection):
  • Roof age and condition (over 20 years raises the risk of leaks):
  • Recent upgrades, with dates, receipts and photos:

Heritage contact at the municipality

Heritage Planning, City of Toronto, heritagesurvey@toronto.ca. https://www.toronto.ca/city-government/planning-development/heritage-preservation/heritage-register-review/

Owner:

Sources: Government of Ontario, Heritage properties and insurance (updated April 10, 2026), https://www.ontario.ca/page/heritage-properties-and-insurance. Community Heritage Ontario, ARA and University of Waterloo, Residential Property Insurance and Heritage Designation Study (June 2026). Status from The Patina Record (https://thepatinarecord.ca/property/c938ef2d-38ee-4a03-bb02-b7cd6cb7c3ea/230-queen-st-e-toronto), which shows each municipal register with its source and date. Not legal advice; the municipality's register is the official record.